Have You Considered A Fast House Sale?
In a society in which some have come to regard profit-making as being the reason for our existence, it is hardly surprising that so many of us see maximum gain as being life’s ultimate objective.
It is ironic, therefore, that in the pursuit of top-dollar prices, sometimes we fail to see the wood for the trees.
There are occasions when, by holding out for what we believe to be ‘best price’, we actually end up spending almost as much as the profit margin we had envisaged.
We all know that buying property – be it a house, flat, apartment or bungalow – is expensive.
But what some of us fail to grasp is that where it is handled badly, selling property can turn out to be a pretty costly exercise, too.
The bottom line is that you have got to factor in all of the on-going costs which will be incurred while you are waiting to sell. Rates, maintenance, repairs, ground rent and, depending on your particular circumstances, possibly mortgage repayments as well.
Particularly true of a divorcing couple, that last one.
Then factor in the various other fees to be paid.
Examples? Typically, an estate agent’s fee ranges from 1% to 3.5% of the selling price, plus VAT. Online estate agents tend to cost less than their high-street counterparts. Usually they can be expected to charge a fixed fee of between £400 and £1,000.
Some – but not all – online agents provide a full-level service. And in the case of those who do not, it will then be left to you to organise and conduct any viewings of your property.
If you live some distance from the property you are trying to sell, that may be difficult. On each occasion it will be time-consuming.
If the property happens to be one you have inherited from a deceased elderly relative, it may be old-fashioned in terms of its decoration, colours, furniture and furnishings.
So because your estate agent is keen to present the property in its best light, he may well advise you to spend some more money on an overall spruce-up – some fresh paint or wallpaper, a new carpet or two, a face lift for the garden, a tidy-up of the garage.
And in order to create a sense of space in those over-crowded rooms, he will suggest getting some of that furniture to the dump or into storage. If it’s the latter, you will have to pay for that, too.
Then remember that you will need to hire a solicitor or licensed conveyancer to handle all the legal aspects involved in selling your property. They will charge a flat fee for their services, or a percentage of the value of the property.
Sales conveyancing charges tend to vary from £500 to £1,500, depending on the simplicity or complexity of the transaction.
As a seller, you will also be required by law to provide an Energy Proficiency Certificate (EPC) for the property. This is graded from A to G, with A being the most energy-efficient and G the least.
An EPC test is carried out by an accredited domestic energy assessor, with the cost ranging from £50 to £120.
When you add all of these various ‘extras’ to trying to sell via the traditional method, the costs begin to mount up. All of a sudden the idea of a fast house sale begins to look somewhat more appealing.
A fast house sale lives up to its name as a result of by-passing the procedures which slow things down.
Fast House Sales buy from you directly. With cash. No waiting for them to sell before buying from you, no waiting for their mortgage application to be accepted by a bank or building society. No advertising costs, simply because no advertising is necessary.
An added plus here is that this provides complete discretion where a seller would prefer to do things privately as well as quickly. No boards, no adverts in newspapers or online.
|And of course there are no viewings, so you don’t need to start refurbishing the property in the hope of attracting a buyer. You have your buyers.
Fast House Sales operate swiftly and with total integrity. They make their offer, after which it stands; there will be no late deductions from their price.
Usually this is 80% of current market value and should you accept, this sum will be in your bank account in about six weeks. It is totally straightforward – they buy direct from you, picking up any other costs in the process.
So, 80 pence in the pound now, guaranteed, or the hope of a full £1 at some future stage – with a lot of extra costs while you wait, fingers crossed, for that to materialise.
Give Fast House Sales a call and have your sale – and cash – through by Christmas.